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Title Chachi 420 Janaki (Tabu), the only daughter of Seth Durga Prasad Bharadwaj (Amrish Puri)
and heir to his millions, elopes with Jayaprakash Paswan (Kamal Haasan), a dance
choreographer's assistant. After a few years, following petty differences, Janki
sues Jai for divorce. Janaki is awarded the custody of their only child, Bharthi
(Baby Sana), thus Jai gets to meet his daughter for one supervised visit per
week. Angered and lonely, Jai is ill advised by his friend Siraj-un-din (Nasar)
to kidnap Bharthi. Jai is caught in the act of kidnapping and loses his
visitation rights. Jai is desperate to be with his child when he sees an
advertisement by Durga Prasad seeking a Brahmin ayah for Bharthi. Jai seeks the
help of a make-up artist (Johny Walker), who transforms him into a woman.
Various forms of lies & manipulations gets him the job. Now posing as Mrs.
Lakshmi Godbole, Jai is very happy to be with his daughter. The care and concern
he shows towards the child earns him the admiration of Durga Prasad and envy of
other servants, especially Bhanwari Lall Pandit (Om Puri), Durga Prasad's
secretary. Durga Prasad has a sudden heart attack, and Lakshmi manages to get
him to the hospital in time. Durga Prasad and Janki feel highly obliged to
Lakshmi chachi. Durga Prasad's gratitude slowly turns to love and he proposes
marriage to Lakshmi. In a terrible fix, Lakshmi invents a runaway husband. To
further complicate matters, Jai's landlord, Hari Bhai (Paresh Rawal), also falls
in love with Chachi. Janaki, influenced by Chachi realises that all her
differences with Jai were flimsy & childish and she still loves him. As she
reaches out to her husband, she realises that Jai was Chachi all along. They
both conspire to keep it a secret and spare Durga Prasad the embarrasment of
defeat.
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